& medical
Does domestic health insurance cover international emergency medical treatment or medical evacuation? Most U.S. health plans do not.
Start planning / protect the plan
Travel insurance, made part of the journey.
A clear decision early in the booking process can help protect the vacation dollars, logistics, and peace of mind behind your trip.
Complete the decision formA note for your itinerary
Coverage decisions are time-sensitive. We’ll help you understand the route before you’re on it.
01 / The why
01
Travel Insurance Information
Consider Travel Protection Early in the Workflow.
Integrate insurance into your initial booking process rather than seeing it as an afterthought.
Quote early
Obtain a travel insurance line-item quote with the primary travel proposal or itinerary quote.
Highlight time-sensitive benefits
Purchasing protection shortly after initial deposit (often within 14 to 21 days) qualifies you for critical benefits, such as:
- Pre-existing medical condition waivers
- Cancel For Any Reason (CFAR) add-ons
- Supplier financial default coverage
02 / Your trip
02
Assess Your Needs
& medical
risk
How much of the trip total is strictly non-refundable? Consider non-refundable flights, cruise deposits, and villa rentals.
logistics
Are there tight connection windows, hurricane season concerns, or adventure activities requiring specialized rider policies?
03 / The options
03
Comparing Supplier vs. Third-Party Plans
Supplier protection
Cruise lines & tour operators
Pros
Often simple to book directly through the reservation system; may offer future cruise/travel credits if canceled for non-covered reasons.
Cons
Reimbursements are frequently paid on credit rather than cash; secondary medical limits are often lower; does not cover independent flights or pre/post-hotel stays booked separately.
Third-party travel insurance
Our partner: Arch Roam Right
Arch Roam Right Travel Insurance company offers great plans. However, you are welcome to check other third-party insurance companies and compare rates. Let us know if you do, so we can compare apples to apples.
Pros
Primary medical coverage, comprehensive cash-reimbursement trip cancellation, coverage for the entire itinerary (airfare, pre-nights, tours), and higher emergency evacuation limits.
Cons
Requires a separate enrollment process and premium payment.
04 / Next steps
04
Standardizing the Acceptance & Declination
We require a signed decision form for every trip.
Processing the Purchase & Follow-Up
01
Enrollment
We need your details—traveler legal names, dates of birth, total non-refundable trip costs per person, and travel dates—and submit the enrollment directly to us. The names on the form must match exactly as they appear on your passport.
02
Policy delivery
The official Description of Coverage / Policy Certificate will be sent to you immediately.
03
Review window
Arch Roam Right offers a free 14-day look during which you can review the full contract and cancel for a full premium refund if the policy does not meet your needs.
05 / Your decision
Travel Insurance Form
Send us the details below so we can record your decision and follow up with the next step.
Please double-check that traveler names match each passport exactly.